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Retirement Coffee Talk Retirement Coffee Talk Charisse Rivers English ESL English ESL Don La Bonte The Soviet Life The Soviet Life Kate Saba The Cerebral Cricketer The Cerebral Cricketer Tanzim Alam Les Darons Les Darons Laurent / Richard Your Happy Hour Your Happy Hour The Feels The Capital Radio 604 Podcast The Capital Radio 604 Podcast Craig J. Johnston 人性的弱点-解读分享 人性的弱点-解读分享 终身都要成长 Les émissions de savoir de France Culture Les émissions de savoir de France Culture France Culture Vô Vi Podcast - Bài Giảng Vô Vi Podcast - Bài Giảng Lương Sĩ Hằng - Vĩ Kiên PEANUTS Dictionary PEANUTS Dictionary ZIP-FM Podcast Mostly All Figured Out Mostly All Figured Out Emily Rose Healing After Hours with Shaniqua Healing After Hours with Shaniqua Shaniqua Smith Australian Daily Tanya with R' Yossi Paltiel Australian Daily Tanya with R' Yossi Paltiel Inside Chassidus Practical Advice from the Scriptures Practical Advice from the Scriptures Anissa Cooke 7 Good Minutes 7 Good Minutes Clyde Lee Dennis Island Church Island Church Island Church Lucid Life Vibes Lucid Life Vibes Britt host and creator Amala Ekpunobi Amala Ekpunobi Amala Ekpunobi Thought Crime Live w/ Steven Douglas Whitener Thought Crime Live w/ Steven Douglas Whitener Thought Crime Live w/ Steven Douglas Whitener The Children's Hour The Children's Hour The Children's Hour Inc. The Paper Outpost - The Joy of Junk Journals! The Paper Outpost - The Joy of Junk Journals! Pam at The Paper Outpost Présence Présence Christel Célisse Cloudy Groovez Cloudy Groovez CLOUDY GROOVEZ THE CONSTITUTION STUDY THE CONSTITUTION STUDY Paul Engel Sheriff Labrador: Crime Fighters Around the World丨Adventures on Bubble Island Sheriff Labrador: Crime Fighters Around the World丨Adventures on Bubble Island BabyBus Lifelong Learning With A. A. Khatana Lifelong Learning With A. A. Khatana A.A. Khatana NomadTreneur NomadTreneur AC Wilson During the Break with Clint Powell During the Break with Clint Powell Clint Powell Sacred Self-Care: Aligning with the Moon Sacred Self-Care: Aligning with the Moon Ann Cabalá: Lecciones Diarias | mp4 #kab_spa Cabalá: Lecciones Diarias | mp4 #kab_spa Bnei Baruch Kabbalah Education and Research Institute, Бней Барух – Ассоциация "Каббала Ла-Ам" Kabbalah: Daily Lessons | mp4 #kab_eng Kabbalah: Daily Lessons | mp4 #kab_eng Bnei Baruch Kabbalah Education and Research Institute, Бней Барух – Ассоциация "Каббала Ла-Ам" The Conquistadors: Exploration, Greed, and Destruction — Fexingo History The Conquistadors: Exploration, Greed, and Destruction — Fexingo History Fexingo This Is Your Brain On Drugs Psychiatry Podcast This Is Your Brain On Drugs Psychiatry Podcast Cody Armstrong, MD History without Censorship | تاریخ بدون سانسور History without Censorship | تاریخ بدون سانسور تاریخ بدون سانسور Italiano Bello Italiano Bello Italiano Bello - Learn Italian in Italian! 分享《富爸爸穷爸爸21世纪的生意》 分享《富爸爸穷爸爸21世纪的生意》 终身都要成长
Retirement Coffee Talk

Education

Retirement Coffee Talk

Charisse Rivers

The Retirement Tax Bomb (And How to Defuse It)

July 04, 2026 3:00am 47 min

Are you writing checks to Uncle Sam in retirement and wondering why the tax bill hasn't stopped? In this episode of Retirement Coffee Talk, Charisse Rivers of Zinnia Wealth breaks down the shocking reality of retirement ...

IPOs vs. Income Buckets: Are You Chasing Flashy Stocks?

June 30, 2026 3:00am 17 min

Did you know that 70% of failed retirement plans collapse within the very first five years? In this episode of Retirement Coffee Talk, Charisse Rivers explores why seasoned investors are tuning out flashy stock market he...

The First Five Years: Why Most Do-It-Yourself Retirement Plans Fail

June 23, 2026 3:00am 17 min

If your retirement income strategy relies solely on traditional calculations, you could be leaving your financial future exposed to hidden hazards. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinni...

DIY Disasters: The Tax and Target-Date Pitfalls You Should Watch For

June 20, 2026 3:00am 49 min

Are you unintentionally setting a tax trap for your future self in retirement? In this episode of Retirement Coffee Talk, Charisse Rivers deconstructs the hidden pitfalls facing everyday investors and do-it-yourselfers. ...

Your Grandpa’s Portfolio Won't Work: Retiring by Design

June 16, 2026 3:00am 14 min

Are you unknowingly setting a tax trap at your retirement finish line? In this episode of Retirement Coffee Talk, host Charisse Rivers breaks down why "cookie-cutter" investment strategies leave retirees vulnerable to un...

Retiring by Design: Ditching Cookie-Cutter Financial Advice

June 13, 2026 3:00am 46 min

Instead of falling into the "cookie-cutter" trap of big bank brokerages, how do you successfully navigate modern market volatility and unexpected tax bills at the finish line? Host Charisse Rivers breaks down her signatu...

Is Your Retirement Strategy Stuck on Autopilot?

June 09, 2026 3:00am 18 min

Is your retirement strategy running on autopilot in an unpredictable market? In this episode of Retirement Coffee Talk, Charisse Rivers Zinnia Wealth breaks down why relying on standard tech-heavy portfolios and "set-it-...

The AI Stock Illusion: Is Your Retirement Portfolio at Hidden Risk?

June 06, 2026 3:00am 48 min

Are you approaching today's volatile market with one foot on the gas and one foot on the brake? In this episode of Retirement Coffee Talk, Charisse Rivers breaks down the illusions of the artificial intelligence stock bo...

Beyond the Budget: The Real Cost of Unplanned Retirement Splurges

June 02, 2026 3:00am 18 min

Saying goodbye to a client because they won't stop overspending highlights the delicate balance between enjoying your hard-earned wealth and outliving your money. Host Charisse Rivers of Zinnia Wealth challenges traditio...

The "Permission to Spend" Portfolio

May 30, 2026 3:00am 47 min

Forget the finger-wagging advice of old-school financial gurus who tell you to skip your morning coffee. This episode breaks down why modern retirement planning isn't about restriction—it's about finding the confidence t...

The DIY Retirement Trap: Is Your Portfolio Outliving Your Planning?

May 26, 2026 3:00am 10 min

Spending five hours a day managing your own investment portfolio might feel productive, but what critical elements of your retirement plan are falling through the cracks? In this episode of Retirement Coffee Talk, Charis...

Saying Uncle to Uncle Sam: Outsmarting Retirement Tax Traps

May 23, 2026 3:00am 53 min

Retirement isn’t as complex as the big banks want you to think, but transitioning from collecting a paycheck to generating your own requires a completely different strategy. Host Charisse Rivers breaks down the realities...

Why Retire Just to Spend Less? The Math No One Questions

May 19, 2026 3:00am 9 min

What if the biggest mistake retirees make isn’t running out of money—but not using it when life is best? On this episode of the Retirement Coffee Talk Podcast, Charisse Rivers takes a closer look at long‑standing retirem...

Why Are You Still Writing Checks to the IRS in Retirement? | Can Your Portfolio Handle the Next Market Drop?

May 16, 2026 3:00am 25 min

On this episode: For years you wrote a check to Uncle Sam in April. Now that you’re retired, that should change… right? Maybe not. The formulas say you need 80% of your working-years income in retirement. Is that actual...

The Hidden Expenses That Sneak Up on Retirees

May 14, 2026 3:00am 11 min

What if the biggest threats to your retirement aren’t market swings—but the everyday costs no one warns you about? On this episode of the Retirement Coffee Talk podcast, Charisse Rivers breaks down the surprising expense...

Is Capping Social Security the Smart Fix—or a Distraction?

May 12, 2026 12:18pm 9 min

What if the Social Security plan you’re counting on isn’t as untouchable as you think?In this episode of the Retirement Coffee Talk Podcast, Charisse Rivers digs into renewed proposals to cap Social Security benefits and...

Why Taking the “Wrong” Retirement Withdrawal Can Cost More Than You Think | New Social Security Ideas Keep Surfacing—Here’s Why

May 09, 2026 3:00am 28 min

On this episode: Everyone says there’s a “right order” to take retirement income—but taxes can turn simple advice into an expensive mistake. You saved for decades—so why do so many retirees end up afraid to spend when i...

Why “Buying the Dip” Can Work Against Retirees | The Retirement Costs Nobody Warns You About

May 02, 2026 3:00am 26 min

On this episode: Waiting for the perfect market dip sounds smart—but for retirees, it can lead to missed growth and added risk.  Retiring into a down market isn’t just uncomfortable—it can permanently damage a retiremen...

What Can Get in the Way of Your Retirement Timing

April 30, 2026 3:00am 7 min

If you ask people preparing for retirement and those IN retirement the same question, you may get very different answers. That seems to be the case with retirement timing. Like this episode?  Hit that Follow button and n...

Avoid These 5 Mistakes Before Retirement

April 28, 2026 4:53pm 17 min

Charisse walks through five common mistakes she sees from people who try to handle retirement planning on their own. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even m...

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