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The Auto Finance Roadmap The Auto Finance Roadmap Auto Finance News KeyConnectAI: The Revenue Playbook KeyConnectAI: The Revenue Playbook KeyconnectAI Daily Cyber Threat Brief Daily Cyber Threat Brief Simply Cyber Media Group The World's Mayor Experience by Joshua T Berglan The World's Mayor Experience by Joshua T Berglan Joshua T Berglan 'The World's Mayor' Shared Lunch Shared Lunch Sharesies The Legal Podcast Network The Legal Podcast Network The Legal Podcast Network (LPN) Optimizing Your Google Business Profile for Maximum Visibility Optimizing Your Google Business Profile for Maximum Visibility GMB Crush The Your Life! Your Terms! Show The Your Life! Your Terms! Show Tom, Nick, and Anthony from the Rock Star Inner Circle Real Estate Training & Coaching School Real Estate Training & Coaching School Tim & Julie Harris - Real Estate Success Coaches AST SpaceMobile Podcast AST SpaceMobile Podcast SpaceMob NAB Morning Call NAB Morning Call Phil Dobbie Closing Bell Closing Bell CNBC Flash Stock Reports (Video) Flash Stock Reports (Video) Flash by StockSentinel.AI Motley Fool Hidden Gems Investing Motley Fool Hidden Gems Investing The Motley Fool Daybreak Daybreak The Ken RadioCSIRT RadioCSIRT Radio CSIRT CNBC Business News Update CNBC Business News Update CNBC JMO Podcast JMO Podcast Jason Mitchell Outdoors AgriTalk AM & PM AgriTalk AM & PM AgriTalk AM & PM Datasets Datasets Visionary Theo - t3․gg Theo - t3․gg Theo - t3․gg BTC-ECHO | Bitcoin & Krypto Podcasts BTC-ECHO | Bitcoin & Krypto Podcasts BTC-ECHO Texas Agriculture Today Texas Agriculture Today Texas Farm Bureau Radio Network SpeakEasy HR SpeakEasy HR WRKdefined Podcast Network El Show de Andrés Gutiérrez Podcast El Show de Andrés Gutiérrez Podcast Andres Gutierrez Main Street Business Main Street Business Mark J Kohler and Mat Sorensen Rock Stock Channel Rock Stock Channel rockstockchannel Nopadol’s Story Nopadol’s Story nopadolstory 聴く日経ヘッドライン 聴く日経ヘッドライン ラジオNIKKEI The Bioethics Podcast The Bioethics Podcast The Center for Bioethics & Human Dignity Minnesota Now Minnesota Now Minnesota Public Radio Local Biz Now | Hosted by Joe Vagnone | Small Business Expert Local Biz Now | Hosted by Joe Vagnone | Small Business Expert WSIC The Partnership Playbook: Lead with Clarity, Create Leverage & Reclaim Time The Partnership Playbook: Lead with Clarity, Create Leverage & Reclaim Time Phil Hayes-St Clair The Johnny & Sergio Show The Johnny & Sergio Show Johnny Robinson KGCI: Real Estate on Air KGCI: Real Estate on Air KGCI: Real Estate on Air The Dividend Cafe The Dividend Cafe The Bahnsen Group Investor's Edge with Gary Kaltbaum Investor's Edge with Gary Kaltbaum Gary Kaltbaum
The Auto Finance Roadmap

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The Auto Finance Roadmap

Auto Finance News

BMW Financial’s lease penetration normalizes post-EV tax credit

July 06, 2026 2:12pm 23 min

BMW Financial Services’ lease penetration has normalized following the elimination of the federal electric vehicle tax credit, says Ole Jensen, chief executive and president of the captive in North America.  “We [have] s...

Rising insurance costs add to affordability woes

June 29, 2026 4:16pm 11 min

Car buyers are facing a tough market as rising insurance costs add to vehicle ownership expenses and lenders are mindful of high loan-to-value ratios.  The national six-month auto insurance premium rose 7.5% year over ye...

Podcast: Carvana, CarMax sales rise, interest rates decline

June 22, 2026 5:48pm 10 min

Auto retailers are gaining momentum on the heels of increased sales and finance volume even as the industry navigates continued affordability headwinds.  Carvana last week opened its first test-drive center in Dallas aft...

Carvana VP of finance talks rate cuts, profitability, sales growth

June 15, 2026 11:41am 19 min

Carvana has lowered its interest rates as its profitability, sales and finance volume improve. The Tempe, Ariz.-based retailer in the past year has focused on expanding inventory to meet consumers’ needs as car prices ri...

Buyers’ AI-powered research reshapes powersports purchases

June 08, 2026 4:17pm 18 min

AI-powered research tools are changing how consumers shop for powersports vehicles, prompting dealers to spend more time explaining financing options and correcting misconceptions about rates, promotions and pricing. Con...

Used-car financing gains share as affordability pressures mount

June 01, 2026 5:45pm 8 min

Used-car financing gained ground in the first quarter as affordability pressures continued to push consumers away from higher-priced new vehicles. Used vehicles accounted for 58.6% of all auto financing in Q1, up from 58...

Auto leaders dive into affordability, funding diversification, credit performance

May 18, 2026 4:06pm 6 min

The higher cost of living is exacerbating affordability concerns and prompting auto lenders to take a close look at rising delinquencies, asset pricing and innovative programs to get consumers into vehicles.  The inaugur...

Financing key for 81% of shoppers when making large purchases

May 14, 2026 5:58pm 20 min

Powersports dealers are introducing financing discussions earlier in the buying process as affordability concerns and economic uncertainty shape consumer behavior during the industry’s peak selling season. May is one of ...

Originations rise in Q1 as affordability challenges, EV demand grow

May 04, 2026 5:18pm 8 min

In the first quarter, the auto finance industry balanced strong auto loan originations with persistent affordability challenges, shifting EV demand and rising asset-backed securitization activity. Auto lenders, including...

‘Affordability is No. 1’ driver of PNC’s auto refinance demand

April 27, 2026 4:00am 14 min

Consumer budget concerns are driving year-over-year surges in auto refinance applications, Strati Papageorge, senior vice president of product at PNC Financial, tells Auto Finance News in the latest episode of “The Auto ...

Lenders report mixed auto originations, delinquencies dip in Q1

April 20, 2026 5:12pm 9 min

Lenders’ auto originations were mixed in the first quarter, though most reported declining delinquencies.Originations reported by major banks include:Ally Financial, up 12.8% YoY to $11.5 billion;CarMax Auto Finance, dow...

Rising costs, EV demand, regulation reshape auto finance landscape

April 13, 2026 4:41pm 14 min

Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavior. Auto lenders are responding to tighter margins by ...

Auto lenders balance growth with rising credit, affordability pressures

April 06, 2026 7:16pm 11 min

Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicle financier Rizz Lending this month secured a $300 mi...

Iran war, rising fraud further pressure auto industry

April 06, 2026 6:57pm 16 min

Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has pushed oil prices a...

Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance

March 23, 2026 3:54pm 35 min

AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales, Sanjiv Yajnik, president of financial services at Capital One, tells Auto Finance News in the latest episode of “T...

Iran war spurs economic uncertainty for auto finance industry

March 16, 2026 6:35pm 16 min

The auto finance industry continues to navigate heightened economic uncertainty as the Iran war drives oil prices higher, adding pressure to consumers already facing elevated vehicle prices and borrowing costs.  Crude oi...

Rising gas prices, high rates add to affordability woes

March 09, 2026 5:24pm 8 min

Despite a rise in subprime financing share in the fourth quarter of 2025, affordability remains a key focus for auto lenders and dealers as lower-income consumers continue to be disproportionately affected by higher ever...

Auto lenders eye AI, blockchain liquidity, social media trends

March 02, 2026 5:06pm 9 min

Auto lenders are eyeing AI and other digital technologies amid continued industrywide concerns over affordability pressures.Chase Auto will deploy AI that can fully automate the contract booking and funding process in 20...

Drivers underestimate annual car ownership costs with Synchrony’s Keith Mait

February 24, 2026 12:20pm 24 min

Drivers underestimate the cost of owning a vehicle by nearly $4,500 a year, underscoring mounting affordability pressures across the auto market. There is a growing disconnect between consumer expectations and the rising...

Auto industry adapts to evolving technology, affordability

February 09, 2026 4:21pm 12 min

Auto dealers and lenders are looking to new technologies and ventures to grow operations as the retail auto market faces uncertainty, especially around used vehicles and EVs, in 2026. Dealer captive financier AutoNation ...

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