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Ready For Retirement Ready For Retirement James Conole, CFP® The Manager's Hour with Fexingo: People Management, Team Building, and Leadership Skills The Manager's Hour with Fexingo: People Management, Team Building, and Leadership Skills Fexingo The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion Fexingo The Buyout Show with Fexingo: Private Equity, Roll-Ups, and Business Acquisitions The Buyout Show with Fexingo: Private Equity, Roll-Ups, and Business Acquisitions Fexingo Bitcoin Liberty Live Bitcoin Liberty Live Fritz Evidence → Cognition → Discernment™️ - Your Pathway to AI Leadership Evidence → Cognition → Discernment™️ - Your Pathway to AI Leadership Greg Twemlow PZ Briefing – Die wichtigsten Nachrichten des Tages PZ Briefing – Die wichtigsten Nachrichten des Tages Pharmazeutische Zeitung MENTOR360 MENTOR360 Luis Ramos All Ears English Podcast All Ears English Podcast Lindsay McMahon and Michelle Kaplan Living the Dream with Curveball Living the Dream with Curveball curveball Comment t'as fait ?® Les entrepreneurs expliquent leur business Comment t'as fait ?® Les entrepreneurs expliquent leur business Julien Hatton - Entrepreneur Monde Numérique (Actualité Tech & IA) Monde Numérique (Actualité Tech & IA) Jerome Colombain Moving Markets Moving Markets Julius Baer Le podcast de Lentrepreneuse 👩🏻‍💻 Le podcast de Lentrepreneuse 👩🏻‍💻 Lentrepreneuse Le Déclic | Podcast par Alec Henry Le Déclic | Podcast par Alec Henry Le Déclic | Podcast par Alec Henry Economia dia a dia Economia dia a dia Juliana Simões The Hitstreak The Hitstreak Nick Hiter Los mejores resúmenes de libros de StoryShots 📚 Los mejores resúmenes de libros de StoryShots 📚 StoryShots El Podcast de Xavier Marcet El Podcast de Xavier Marcet INUSUAL — inusual.com That LEO Guy That LEO Guy That LEO Guy Décryptage Décryptage Les Echos Business Models Explained with Fexingo: Subscription, Marketplace, SaaS, and Service Companies Business Models Explained with Fexingo: Subscription, Marketplace, SaaS, and Service Companies Fexingo New Manager Conversations with Fexingo: First 90 Days, Managing Former Peers, and Leadership Basics New Manager Conversations with Fexingo: First 90 Days, Managing Former Peers, and Leadership Basics Fexingo Bitcoin Train Podcast Bitcoin Train Podcast Federico Rivi c'est mon budget c'est mon budget franceinfo Crypto Coin Show Crypto Coin Show Crypto Coin Show Инструкция к применению Инструкция к применению Лина Борохова Performance Marketing with Fexingo: Paid Ads, ROAS, and Direct Response Conversations Performance Marketing with Fexingo: Paid Ads, ROAS, and Direct Response Conversations Fexingo Ash Said It® Show Ash Said It® Show Ash Brown The Google Ads Podcast with Fexingo: Search Ads, Display, and PPC Campaign Strategy The Google Ads Podcast with Fexingo: Search Ads, Display, and PPC Campaign Strategy Fexingo The Federal Reserve Podcast with Fexingo: Interest Rates, FOMC Meetings, and Monetary Policy The Federal Reserve Podcast with Fexingo: Interest Rates, FOMC Meetings, and Monetary Policy Fexingo The TikTok Marketing Podcast with Fexingo: Short Video, Creator Economy, and Viral Content The TikTok Marketing Podcast with Fexingo: Short Video, Creator Economy, and Viral Content Fexingo Wade Keller Pro Wrestling Post-shows Wade Keller Pro Wrestling Post-shows Pro Wrestling Torch Trade and Tariffs with Fexingo: International Commerce, Trade Wars, and Global Supply Chains Trade and Tariffs with Fexingo: International Commerce, Trade Wars, and Global Supply Chains Fexingo Business Development with Fexingo: Partnerships, BD, and Strategic Growth Conversations Business Development with Fexingo: Partnerships, BD, and Strategic Growth Conversations Fexingo Ostan Asuntoja Podcast Ostan Asuntoja Podcast Harri Huru Economic Indicators with Fexingo: GDP, CPI, PMI, and Reading the Macro Data Economic Indicators with Fexingo: GDP, CPI, PMI, and Reading the Macro Data Fexingo
Ready For Retirement

Business

Ready For Retirement

James Conole, CFP®

Don’t Retire If This Is You - 5 Warning Signs

July 04, 2026 5:00am 14 min

You can hit your number, be fully financially ready, hand in your notice, and still end up miserable. Or worse, running out of money. In 15 years as a retirement advisor, I've watched it happen again and again, and it al...

Your Life When Retiring With $100K vs $1M vs $10M

June 27, 2026 5:00am 13 min

You'd assume retiring with $10 million is a hundred times better than retiring with $100,000. It isn't. And the reason is stranger than you'd think. Because the size of your portfolio barely tells you what your life actu...

Sell These 10 Things BEFORE You Retire

June 20, 2026 5:00am 16 min

There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping people retire, the h...

If You Only Watch One Retirement Video, Make it This

June 13, 2026 5:00am 14 min

Most retirement advice isn't wrong. It's incomplete. And following incomplete advice for 30 years is how people end up financially ready for retirement but completely unprepared to live it.I've seen it hundreds of times....

The Real Math of Working One More Year (It’s Not What You Think)

June 06, 2026 5:00am 9 min

"Just one more year, to be safe."I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted and retirement looks...

Why I Told My Client Not to Pay Off Their Mortgage Before Retiring

May 31, 2026 5:00am 9 min

Paying off your mortgage before retirement sounds responsible. Sometimes it is. Sometimes it quietly costs you the best years of your life.In this episode, James walks through the story of a client who delayed retirement...

Taxes on a $3M Retirement Portfolio: What You'll Actually Owe Each Year

May 24, 2026 5:00am 8 min

Most people assume retirement taxes are based on how much they withdraw. The real problem is what the IRS eventually forces them to withdraw.In this episode, James walks through what taxes can actually look like on a $3 ...

Here's What Happens to Your Social Security If You Retire at 60

May 17, 2026 5:00am 13 min

Retiring at 60 feels like a clean plan. Work ends, savings take over, and Social Security fills the gap later. What most people do not realize is that decision has already changed their benefit.In this episode, James wal...

$15M in Nvidia Stock Case Study | Don't Just "Diversify Everything"

May 10, 2026 5:00am 23 min

A big single-stock win can feel like freedom one day and a tightrope the next. This plan walks through how a family holding ~$15M in NVIDIA shares can turn concentrated success into stable, low-stress wealth—without torc...

The Real Question Behind When to Start Social Security (It’s Not 62 vs. 67 vs. 70)

May 03, 2026 5:00am 15 min

Most people think deciding when to take Social Security is a math problem. Run the numbers. Find the breakeven age. Pick 62, 67, or 70. Done.But that approach misses the point. This is not a math decision. It is a risk d...

You Don’t Need a Financial Advisor… Until You Do (Here’s When)

April 26, 2026 5:00am 18 min

You’ve done everything right. You saved consistently. You built a portfolio. You figured it out on your own. So why would you ever need a financial advisor now. That question makes sense. And for many people, the answer ...

Stop Overfunding Your 401(k). Do This Instead

April 19, 2026 5:00am 8 min

You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to.In this episode, James explains why the...

5 Mental Traps That Keep You From Retiring (Even When You’re Ready)

April 12, 2026 5:00am 8 min

As you get close to retirement, something unexpected starts to happen. The math looks good. The plan works. And yet, you hesitate. In this episode, James Conole explores the quiet mental traps that show up right before o...

Stop Working for Money You’ll Never Spend

April 05, 2026 5:00am 9 min

One of the biggest fears people carry into retirement is running out of money. But for many retirees, the greater risk is something else entirely. Running out of time.In this episode, James Conole, CFP®, explains why the...

The $5 Million Trap: Why Wealthy People Are Scared to Retire

March 29, 2026 5:00am 10 min

Most people think retirement begins the day they turn in their notice. In reality, retirement begins much earlier than that. It begins the moment you stop depending on your employer for everything. In this episode, James...

"Only Live Off Dividends" Is Your Biggest Portfolio Risk in Retirement

March 22, 2026 5:00am 13 min

“Only live off the dividends. Never touch the principal.”It sounds responsible. It feels safe. It may be one of the riskiest retirement strategies out there. In this episode, James breaks down why building a retirement p...

The Dark Truth About Retirement (No One Tells You This)

March 15, 2026 5:00am 10 min

Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure that once defined your ...

4 Retirement Income Strategies: Which One Wins with $1+ Million?

March 08, 2026 6:00am 16 min

In this episode, James walks through four of the most common income strategies retirees consider today and why many people are still using outdated math for a 2026 retirement. The question is not just how much income you...

Why Retiring at 55 is Better than 65 (The "3x" Rule)

March 01, 2026 5:00am 14 min

Retiring at 55 is not just retiring ten years earlier. It changes the entire math of your life. From 55 to 65, expenses are often at their highest. You are covering healthcare before Medicare, traveling more, and living ...

The Retirement Red Zone: Why the Final 5 Years Decide Everything

February 22, 2026 5:00am 13 min

The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, James explains why this...

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